US STOCKS-Futures down as investors pause after solid rally

                                
   * HSBC says losses as U.S. consumer loan losses fall
                                
 * Futures off: S&P 3 pts, Dow 29 pts, Nasdaq 4.25 pts
                                
 * For up-to-the-minute market news, click [STXNEWS/US]
 (Adds analyst quote, byline, updates prices)
                                
 By Angela Moon
                                
 NEW YORK, Nov 10 (Reuters) - Stock index futures edged
lower on Tuesday as investors paused after the market hit a
13-month high in the previous session on expectations for
prolonged low interest rates.
                                
 Wall Street reached fresh highs on Monday after the Group
of 20 pledged to keep aid flowing to the world economy,
strengthening investor appetite for risk and boosting global
stocks and commodities while the U.S. dollar fell to a 15-month
low. For details, see [ID:nLQ516726] and [ID:nL9362990]
                                
 "A breather is expected after a strong rally yesterday,"
said Peter Boockvar, equity strategist at Miller Tabak + Co in
New York. He said the dollar, which was little changed in 
early trading, was likely to keep stocks pressured.
                                
 S&P 500 futures <SPc1> dipped 3 points and were below fair
value, a formula that evaluates pricing by taking into account
interest rates, dividends and time to expiration on the
contract. Dow Jones industrial average futures <DJc1> fell 29
points, and Nasdaq 100 futures <NDc1> shed 4.25 points.
                                
 Chain store sales fell 0.1 percent in the week of Nov. 7
versus a 0.1 percent rise in the previous week, according to
ICSC/Goldman Sachs data. Weekly Redbook data is also expected
before the bell. The weekly ABC consumer confidence index and
the November IBD consumer confidence are also on tap.
                                
 Financial stocks are likely to rise after Europe's biggest
bank, HSBC Holdings Plc <HSBA.L>, said losses on U.S. consumer
loans fell for the first time in three years. The bank also
reported solid third-quarter profit. [ID:nLA616591]
                                
 Diversified manufacturer Tyco International Ltd <TYC.N>
reported a 53 percent drop in quarterly net profit as soft
economy sapped demand for industrial products. [ID:nN10299392]
                                
 U.S. Senate Banking Committee Chairman Christopher Dodd is
likely to release a long-awaited draft bill on financial
regulation reform. In a departure from the Obama agenda, Dodd
will call for centralizing bank supervision in one agency -- a
contentious proposal that would pit him against other lawmakers
and the administration, sources said. [ID:nN094842]
                                
 Bank of America Corp <BAC.N> Chief Executive Ken Lewis,
scheduled to speak at the Bank of America Merrill Lynch
Financial Services Conference in New York, is likely to face
questions on the search for a new CEO and ongoing legal issues
surrounding the company. Lewis is set to retire at the end of
the year.
                                
 Stocks to watch include Electronic Arts Inc <ERTS.O>, which
posted a wider quarterly loss and said it would cut about 17
percent of its workforce in another round of restructuring for
the video game publisher, and Priceline.com Inc <PCLN.O>, which
posted a higher quarterly profit on a spike in bookings during
an "exceptionally strong" summer travel season. [ID:nN09205903][ID:nN09275634]
                                
 NuStarEnergy LP <NS.N> fell in late trading after
announcing a common share offering, while MBIA Inc <MBI.N> slid
after posting a third-quarter loss. [ID:nN03307342]
                                
 (Reporting by Angela Moon; editing by Jeffrey Benkoe)